Stop Wage Garnishment

When you have become delinquent with your debt, it is not unlikely to find yourself faced with legal actions from your creditor or a collection agency. This action can easily result in a judgment being awarded to the plaintiff. In this instance, the possibility of wage garnishment as a means of payment is quite common.

Wage garnishment once begun can only be stopped in a few ways. The most obvious way is to satisfy the creditor or collection agency that is attaching your wages. However, if this were an option, the wage garnishment may not have taken place to start with. There is an alternative that not only will stop (or prevent) wage garnishment, but can also provide relief for the entirety of your indebtedness. The fastest and most effective way to eliminate or prevent a garnishment of judgment is by filing for protection under Chapter 7 of the Bankruptcy Code.

What is Wage Garnishment?

Wage garnishment is a legal order, put forth by the court in order to collect a debt. Before you get paid by your employer, the creditor will receive a percentage of the amount owed them from each paycheck until the debt is satisfied. Having your wages garnished causes tremendous stress on you and your family and naturally has great impact on your ability to pay for food, shelter, clothing, and the other necessities of life.

Preventing and Eliminating Wage Garnishment

If you are deeply in debt and extremely delinquent with payments you should know that wage garnishment, although a very real possibility, can be prevented or stopped. In addition, you can erase your other qualifying debt and prohibit additional legal action against you. This is the very reason bankruptcy laws were written. If you are one of the many individuals facing this type of situation, you should speak to a Long Island Bankruptcy Attorney immediately. When you file Bankruptcy, the court issues an "automatic stay". The automatic stay is a court order that prohibits your creditors from contacting you any further, or from attempting to collect on the debt owed. You must be certain to include all your creditors in the bankruptcy.

Bankruptcy Center of Long Island is Your Advocate

At the Bankruptcy Center of Long Island we have over 40 years of experience helping the residents of Long Island and surrounding communities with pressing financial concerns for many years. We are recognized experts in the areas of Consumer Law and Bankruptcy.  The bankruptcy laws may allow you to eliminate your unsecured debt and give you and your family a fresh start and the opportunity to rebuild a strong financial foundation. You will no longer be faced with the burden of collection calls, threats of law suits, wage garnishment or any other type of legal action against taken against you by the creditors that you have included in your bankruptcy filing.

Schedule a Consultation with a Long Island Bankruptcy Attorney

We represent individuals, families, and business owners who thought they would never be able correct their situation and get back on track. When your Chapter 7 or Chapter 13 Bankruptcy has been filed, you can make a fresh financial start without the stress of the pressing debt you once had.  You can focus on the people and things that are most important to you.  Our clients have found filing bankruptcy to be a genuine new beginning in both their personal and financial life.

Meeting with one of our experienced bankruptcy attorneys, will give you a greater understanding of how bankruptcy can resolve these pressing issues for you. If you need to stop wage garnishment call us today or contact us online to see what we can do for you.